I just a lady with HSBC try and talk me into buying a credit monitoring thing for 10 dollars a month, and she repeated herself, literally, 4 times! A 2 minute phone call turned into a whole big ordeal, and each time I said, no, I don't want ...

I don't use my lab top much, she is like i dunno why you bought it. She wants like 750 dollars, which i did say i would help but that was when she got mad and hung up on me. so i am confused, if she just needs support or using me / we...

I have a couple too many credit cards and I'm having difficulty keeping on top of the bills for them. If I want to cancel a couple of them do I need to have the balance paid off first or can I cancel them and then continue making payments ...

I have an offer from a credit card company for 3.99% FIXED APR until the balance is paid off. I want to borrow $10,000 to build a deck and put a new roof on my home. I know that home equity loans have variable rates and I am in the top tier as for...

Credit card companies charge retailers up to 6% of the cost of the transaction. They tempt you to use credit by sometimes offering 1% cash back or points or something. Meanwhile, the retailer has jacked up the price of the merchandise by 6% or ...

First direct credit card complaints Anyone used first direct credit card services before? As they called me today afternoon to offer me current account with there best pattern of communication they used to nail me down, as result after ...

Ok long but need help. I had an equity loan in Florida that was paid three years ago with WAMU. Last year I called to inquire about a credit card so I could start my own business. The operator told me I was already approved at 4.7 for 150K. I ...

im about to go oct 10th. They wont accept my offer and wanna charge me more tHAN I am willing to pay. DO NOT respond to say"pay your bill blah blah blah" . if i went to court whats the chances of the judge making me pay only what was ...

I have $12000 in debt spread over 3 credit cards averaging 15% APR. One late payment (by a day!) raised one of them to 32.99% and that caused a ripple effect to the other cards. Now the remaining cards average 18.5% on top of the 32.99% one. I ...

Hey last year I got into a bad bind and pretty much had to stop paying on my credit cards. Now I finally have the money to pay most of them off with the settlement offers I received. (Most where between 45% and 55% of the totals do on the account...

My credit ratings were bad about twelve months ago but I was offered a credit card by GE Money. If I accept this card and keep my payments in top order will this restore confidence in lenders in the future?

i was offered a settlement of 85% on a 8900 dollar loan i am in default on is this a fair settlement I've heard of people getting settlements for as low as 50 % some one is being generous enough to give us the money to get us out of debt i ...

Over the past few years, my husband and I have had several financial setbacks. First, he had a severe heart attack which left him unable to return to full time work. Because we were very proud, and I had a good job, we chose not to file for ...

I claimed back left over cash from my temporary top-up credit card and i got this email: Please find below the details of the refund you have requested. Balance on card: $105.85 Exchange rate: 1.6322 Refund fee: £10.00 Total sterling ...

I'm just curious... I'm young and don't really know much about the whole credit thing. My first credit card I had for about a little over a year. I used it, payed it off every time... and eventually I realized that by having a ...

Since finishing University nearly 2 years ago, I have no luck in finding permanent employment. I have been earning minimum wage with employment agencies for nearly 18 months trying to pay off credit card debt. I could have still been been more ...

Ok, I have this capital one credit card w/$1000 limit. I've had it for almost 2 years, haven't used it in a year and a half, yet my balance keeps increasing. I got it when I had great credit for my 20 yr old self. And I had a good ...

My situation, two overdrafts, four credit cards, 3 maxed out,and the other about 70%. I was clearing them until my wife wanted to put our savings into a deposit for the home. Lovely house, but with her having quit her job to go abroad to live with...

I've had a great credit score my entire life, and so far have had little problems with credit card companies. Now, with the bad economy my debt combined is higher than usual (around 12K) across a few credit cards. Recently, American Express ...

Thanks for response to my original question everyone. My collection agency asked me if I would possibly agree to a one lump settlement for a past due credit card balance? $21,000 to possibly $11,000. Should I try to counter offer the $11,000...

so my creditors refuse to offer me insurance because they said that my card is no longer active--so the only option i have is to keep paying it down... but the thing is..i am going on maternity leave (WITHOUT pay).. and i really don't ...

I have about 25k in credit card debt. Use to be about 9500 but after 10 years they are all judgments and with all the interest and fees its about 25k now. About a year and a half ago i had a really nice job was making decent money. I saved ...

I have about £7700 worth of debt across 4 credit cards, I have heard that it is possible to request settlement figures of around 20% of the balance, how likely is this? Most of this debt was actually my ex boyfriend who although has not left ...

I’ve been out of work for over 5 months now, claiming JSA, I have two debts; credit card (Egg) and overdraft on old bank account (Barclays) with around £800 on each, both left over from huge debts my ex-partner left me (for the record I've...

Here are some details.. I need extra money... Would Avon or Mary Kay be worth my while.. Or babysitting? I'm 26, not getting any younger.. I have no kids and I'm not in a relationship... I really have nothing to keep me here. I...

Here are some details.. I need extra money... Would Avon or Mary Kay be worth my while.. Or babysitting? I'm 26, not getting any younger.. I have no kids and I'm not in a relationship... I really have nothing to keep me here. I...

Here are some details.. I need extra money... Would Avon or Mary Kay be worth my while.. Or babysitting? I'm 26, not getting any younger.. I have no kids and I'm not in a relationship... I really have nothing to keep me here. I...

Ok, I have 4 different debts, one credit card, 2 bank accounts which have gone overdrawn and a loan, all of which I am behind with and getting charges left right centre! I've been to the Citizens Advice Bureau and they sent out letters ...

oes someone know what are the proper steps to take to file for Bankruptcy. And what does it mean as far as lets say you have a house and a car? I live in the state of Georgia. I lost my job and its been really hard with one income coming in ...

What are the most lenient banks as far as personal loans are concerned. I need $5,000 in hurry but my credit is pretty messed up. Fortunately I already have someone who is willing to co-sign, but I am hesitant as to which bank or credit union I ...